Cost of Living in Tampa, Florida
Tampa pairs no state income tax with a cost of living near the national average. Here is a breakdown of the cost of living in Tampa — housing, taxes, and category-by-category indices.
Cost of living in Tampa, FL
Tampa has an overall cost-of-living index of 104 (national average = 100). The Florida state income-tax rate is approximately 0%.
Median home price: $454,000. Median rent (2BR): $1,890 (1BR $1,620, 3BR $2,480).
| Category | Index (US avg = 100) |
|---|---|
| Housing | 108 |
| Utilities | 103 |
| Transportation | 103 |
| Groceries | 102 |
| Healthcare | 102 |
| Childcare | 104 |
| Dining Out | 104 |
| Entertainment | 103 |
| Insurance | 102 |
| Consumer Goods | 102 |
Relocation score: 7.3 / 10 (affordability 6.7, housing 6.6, taxes 10).
Frequently Asked Questions
- Is Tampa expensive to live in?
- Tampa is close to the national average, more affordable than Miami, with rising housing and insurance costs. Florida’s lack of a state income tax improves take-home pay.
- What salary do you need to live comfortably in Tampa?
- It depends on household size and housing choice. Use the calculator above to model an equivalent salary based on your current city and lifestyle.
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